Where to go when you're sick in the US: urgent care vs. the ER, finding an in-network doctor, telehealth, precertification and filing a claim.

How F-1 and J-1 students can waive the school health plan: who can waive, what schools look for, how to compare plans, and the deadlines not to miss.

What J-1 and J-2 insurance must cover for 2026–27 in plain language: the State Department minimums, a proposed rule on coverage gaps, and how to show your sponsor proof.

J visa Insurance for Interns, Trainees and Specialists with Gravity International Programs Inc. Meet US Department of State requirements.

The J-1 College and University Student category lets international students study at a U.S. school, either toward a U.S. degree or for credits that count…

A J visa holder needs to understand what it takes to stay in good status. The main requirements are below.

Even Americans find U.S. health care confusing. Here is what visitors most need to know before they arrive.

Applying for a student or scholar visa is stressful. Knowing why applications get refused helps you prepare.

The U.S. Department of State requires every exchange visitor on a J-1 visa, and every J-2 dependent, to keep health insurance for the full program. The…

Trip insurance reimburses you when a trip is cancelled or cut short for a covered reason, and pays for emergency medical care while you travel. Plans…

This guide compares IMG's plans for people coming to the U.S. on an F, J or M visa or on OPT, plus their dependents. All are offered by IMG and use the…

The Careington Dental & Vision Plus Discount Plan gives individuals and families discounts on dental work and eye care at participating providers. It's a…

Tip 8: Show strong ties to your home country. U.S. law presumes every nonimmigrant visa applicant intends to stay unless they show otherwise. Be clear…

The J-1 Professor and Research Scholar category brings academics to U.S. universities, research institutions and similar organizations to teach, lecture,…

J visa holders must have coverage that meets Department of State minimums: $100,000 medical per accident or illness, $25,000 repatriation of remains,…

The Affordable Care Act (ACA), signed in 2010, sets coverage standards for U.S. health insurance and created the marketplace. Since 2019 the federal…

Many J visa plans make J-2 coverage expensive or require the J-2 to be on the J-1's policy. That's a problem when the J-1's sponsor covers the J-1 but not…