Summary of Product Enhancements June 2019
The new TaiAn Patriot Exchange plan has improved benefits with no increases in Premium costs. A few of our premium rates have been reduced! TaiAn Patriot Exchange now makes the UnitedHealthcare Options network available to members. The UnitedHealthcare Options network provides access to the broadest top tier national network in the US. Also, policy coverage date extensions are now available for any period of time you choose, so there's no need to pay for coverage dates beyond your travel dates.
1. New UnitedHealthcare Options Medical Provider Network - Simplified Claims Processing
TaiAn Patriot Exchange allows members to use any medical provider and receive the same benefits. Our members also have access to the UnitedHealthcare Options network which provides access to the broadest top tier national network in the US. If you use the UnitedHealthcare Options network providers, you will be eligible for simplified claims processing. For many claims, the provider will submit the claim, and no member claims forms will be required.
UnitedHealthcare Options network provides access to a top tier national medical provider network and simplified claims processing for TaiAn Patriot Exchange Plan.
2. Policy Extensions for the Days You Need
In the past the minimum period of time you could extend your policy was a month. Now you can extend for just the number of days you need. That meant if your travel dates led to needing another 10 days of coverage, the premium cost was for 1 month of coverage. Now just enter your actual travel dates and pay only for the coverage dates you need.
3. Enhanced Medical Benefits - Added Benefits are Bedside Visit and Unlimited Lifetime Maximum Benefit
The Bedside Visit Benefit - TaiAn Patriot Exchange covers "Bedside Visit". What this means is that if the insured is hospitalized in intensive care, they can have a family member visit them and the TaiAn Patriot Exchange will cover the cost of the visit up to $1,500. While it may not be necessary for your medical treatment, it is an important enough consideration that some organizations funding international students and scholars are requiring the coverage.
The Unlimited Lifetime Maximum Benefit - With TaiAn Patriot Exchange you select a benefit level. That benefit level is for each accident or illness. Even if you use all of the benefit on an injury or illness, you have the same benefit for the next injury or illness no matter how many claims you have. There is no overall limit on benefits.
4. No Increase in Premium Rates and a few were reduced while the benefits above improved
It's important to note that premium rates for most people are unchanged. For people selecting our $250 deductible option some of the rates were lowered. The IMG TaiAn Patriot Exchange is our most popular plan for international scholars and students coming to the US. With even better benefits and the same or lower pricing as before the TaiAn Patriot Exchange plan is still a great choice for visiting scholars and students.
Learn more about the TaiAn Patriot Exchange from one of these resources:
TaiAn Student and Scholar page
Review of IMG International Scholar and Student Insurance Plans