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Review of IMG iTravelInsured Travel Insurance
By Shirley Z.
Published 2025-08-16

Protect your trip costs, your health and your belongings

Trip insurance reimburses you when a trip is cancelled or cut short for a covered reason, and pays for emergency medical care while you travel. Plans differ a lot in benefits and price, so compare before you buy.

Who can buy iTravelInsured? U.S. residents with prepaid travel costs they want to protect. Trips can be domestic, international or on a cruise. Plans are filed state by state, so benefits and availability depend on the state on your application.

What travel insurance covers

  • Trip cancellation: reimburses non-refundable prepaid costs, like flights, hotels and cruises, when you cancel for a covered reason.
  • Trip interruption: covers extra costs if your trip is cut short for a covered reason.
  • Baggage loss or delay.
  • Emergency medical expenses. Many U.S. health plans, including traditional Medicare, offer little or no coverage abroad.
  • Medical evacuation to a facility that can treat you, and help getting home.
  • Repatriation of remains.
  • Depending on the plan: trip delay, missed connections, rental car damage, accidental death, and 24/7 travel assistance.

The current plans

  • iTravelInsured Choice Lite and Choice: core cancellation, interruption and medical protection.
  • iTravelInsured Travel SE: broader benefits, with optional add-ons.
  • iTravelInsured Travel LX: the most complete plan, including optional Cancel For Any Reason coverage and rental car coverage.

Tips

  • Cancel For Any Reason: only available on Travel LX, as an option, and only if you buy soon after your first trip deposit. Without it, cancellation coverage depends on the reason.
  • Buy early: buying soon after your first deposit gives you the most benefits.
  • Price depends on age, trip cost, trip length, state of residence and options chosen.

Compare and get quotes, or contact us if you'd like help choosing.