Insurance Provider | Administered by iTravelInsured, insured by United States Fire Insurance Company |
Medical Provider Network | N/A |
Plan Type | Travel insurance is state based. Plan availability depends on the US State you list on your application. Travel can be within the US or to a foreign country. Anyone with a US address is eligible for coverage. |
Maximum Benefit | $500,000 ($100,000 in some residence states) medical benefits for accident or illness. |
Deductible (Insured pays before insurance pays) | $0 |
Accidental Death & Loss of Limb | Common carrier accidental death $100,000 |
Trip Cancellation | $100,000 |
Trip Interruption | 150% of Trip Cost |
Trip Delay | $1,000 Max ($250/day) |
Missed Connection | $500 |
Change Fee | $300 |
Baggage Delay | $500 |
Lost Baggage and Personal Effects | $2,500 |
Rental Car Damage | $40,000 |
Medical Evacuation | $1,000,000 for emergency medical evacuation. $50,000 for non-emergency medical evacuation. $10,000 for search and rescue |
Repatriation of Remains | $1,000,000 |
Pre-existing conditions | Coverage for some pre-existing medical conditions during the trip if insurance is purchased within 24 hours of paying final trip payment and insured is not disabled from travel at time insurance premium is paid. |
Sample Contract | https://www.imglobal.com/docs/library/policy-summaries/iti-lx-standard.pdf?sfvrsn=a2c0c381_14 |
Travel insurance program with the highest level of benefits that provides coverage for your trip investment against trip cancellation and trip interruption for any reason (optional additional benefit), and emergency medical expenses. Includes pandemic related medical costs as well as coverage for cancelled travel as a result of pandemic travel bans, travel alerts or warnings for levels 4+, or an evacuation order.
iTravelInsured Travel LX Insurance is our travel insurance with the highest level of benefits. It protects your investment in travel expenses against trip cancellation or interruption for any reason. Loss, theft, or delayed delivery of baggage and personal effects is also insured.
iTravelInsured Travel LX Insurance includes accident and sickness medical coverage, and medical evacuation and repatriation of remains benefits.
After submitting an application online successfully, you will receive an Email in a few minutes which contains your insurance documents.