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1-317-318-8258 (Chinese)
Covid-19 Coverage - Included in all Student & Scholar plans, HCC Atlas Travel (WorldTrips) and Trawick travel plan
Patriot Exchange Program (PEP)
Plan Summary
Insurance Provider IMG (International Medical Group)
Medical Provider Network UnitedHealthcare Options network provides access to broadest top tier national network in the US. Convenient access to simplified claims processing and direct billing.
Plan Type Designed specifically for international scholars and students (F1,F2,J1,J2,OPT,M1,M2). Purchase monthly or daily, renewable up to 4 years if initial purchase is 1 month or more.
Maximum Benefit $5,000,000 lifetime. Options $50,000, $100,000, $250,000 or $500,000 per illness/injury
Deductible (Insured pays before insurance pays) Options: $0, $100, $250, or $500 per illness/injury.
Student Health Center Copay $5 copay, no deductible
Illness or Injury Coinsurance No coinsurance in PPO or out of PPO
Hospital Room & Board Average semi-private room
Intensive Care URC(Usual Reasonable and Customary)
Mental Health and Substance Abuse Inpatient $10,000 maximum benefit, Outpatient $500 maximum benefit
Emergency Room Emergency Room: URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization
Urgent Care Clinic: $50 copay instead of deductible. $0 copay for $0 deductible plan.
Prescription Drugs URC with period of coverage limit of $250,000
Accident Dental Injury $500, Sudden pain $350
Accidental Death & Loss of Limb $25,000
Bedside Visit $1,500 benefit for bedside visitor while in intensive care. Not subject to deductible.
Medical Evacuation $50,000
Repatriation of Remains $25,000
Pre-existing conditions After 12 months of continuous coverage
Group Pricing Five or more primary insureds have 2%-4% Group Discount.
Benefit Details
Sample Contract
Insurance Quote
UnitedHealthcare Options
UnitedHealthcare Options network provides access to broadest top tier national network in the US. Convenient access to simplified claims processing and direct billing.
Purchase a plan. Group pricing available!
Five or more primary insureds have 2%-4% Group Discount.
MyIMG Account

MyIMG Account can help you with:

Submit a Claim, and Lookup Claim Status

Search for Provider in PPO

Change your Email Address or Phone Number

Is Patriot Exchange Program (PEP) for you?

Medical insurance for students studying abroad or participants of cultural exchange programs

IMG Patriot Exchange Program is designed for international students and scholars. There are insurance plans for Scholars and Students traveling to the US with a variety of US visa's (F1 visa, J1 visa, OPT, and M1 visa). Dependents are also eligible to purchase. The Patriot Exchange Program also has plans for people traveling outside the US for educational purposes. Anyone studying or teaching outside their residence country is eligible to buy. You can purchase online at any time and you may select any future date to be your insurance policy's effective date. The plan comes with several deductible options, and benefit levels to meet a wide variety of needs. All J visa holders are required to meet the US Department of State (USDOS) J1 insurance requirements for the duration of their visa. Patriot Exchange Program with at least $100,000 benefit per illness or injury and four deductible options meets this requirement.

More Information About Patriot Exchange Program (PEP)
Taian Patriot Exchange Plan B with $100,000 limit per illness/injury is the most affordable plan that meets the US Dept of State standards for Exchange visitors (J visa) which are: At least $100,000 per illness, repatriation of remains of $25,000, Medical evacuation benefits of $50,000, and a deductible not to exceed $500 per accident or illness.
J1/F1 visa holder and their J2/F2 dependents can buy TaiAn Plan B. If the J2/F2 dependents come to the US later, they can purchase Plan B alone for different dates.
You can select the day after you submit application or any later date as your insurance effective date. The insurance can only be effective after you arrive in the foreign country for your exchange program.
TaiAn Patriot Exchange allows members to use any medical provider and receive the same benefits.
Our members also have access to the UnitedHealthcare Options network which provides access to the broadest top tier national network in the US. If you use the UnitedHealthcare Options network providers, you will be eligible for simplified claims processing. For many claims, the provider will submit the claim, and no member claims forms will be required.
Frequently Asked Questions